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80-20 Home Purchase Mortgages

Believe it or not, you can still finance a home with no money down! the 80-20 home purchase mortgages have become the most popular combination loans in the United States. The 80-20 loans allow borrowers to save the down payment and the 20% second mortgage by-passes the mortgage insurance requirement that typically arises with 100% home financing. Borrowers are very content with creative financing that is available with today’s purchase mortgages. With 50% of today’s home market being financed with 80-20 home mortgages it is easy to see why mortgage brokers across the nation claim that these combo loans are the driving forces for the increase in home ownership.

Consumers are qualifying for "Zero Down" home loans that do not require applicants to make a down-payment when buying a home. Many consumers are looking for tax deductions that home loans provide. In most cases, the home mortgage interest paid on these loans is 100% tax deductible.

SMO provides first and second mortgage options for home purchase and residential financing. We suggest that you look at all your home mortgage loan options before buying a home to make sure that you are getting the best loan for your situation.

Get a Quick Quote on a Home Purchase Mortgage

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No PMI Purchase Mortgages to $650,000 loan amounts
Bad Credit Purchase Mortgages
100% Home Purchase Financing
Negative Amortization Loans
80-20 Combo Home Loans to $1,200,000
Second Mortgage for Purchase Transactions

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