Yes it is possible to buy a home and still qualify for a low interest rate home purchase loan. Many people are attracted to the creative financing that is available with today’s purchase mortgages because more often than not consumers are qualifying for “No Money Down” home financing that enables them to keep their savings. Many people are looking for tax deductions that home loans provide. In most cases, the home mortgage interest paid on these loans is 100% tax deductible.

SMO provides first and second mortgage options for home purchase and residential financing. We suggest that you look at all your home purchase loan options before buying a home to make sure that you are getting the best loan for your situation.

•	Purchase Home Mortgages up to $1,500,000 loan amounts
•	Poor Credit Purchase Loans with 500 Fico Scores
•	100% Financing with Home Purchase Loans
•	1% Negative Amortization Loans
•	Fixed Rate Mortgage Loans
•	80-20 Combo Home Mortgages
•	VA Home Purchase Loans
•	Second Mortgage for Purchase Transactions

If you having a home equity line of credit with a variable rate that is rising, get a 2nd Mortgage Refinance that ensures a fixed rate and fixed monthly payment.

Looking to finance a mortgage that exceeds $417,000? Check out our Jumbo home Loan and get approved for an affordable non-conforming mortgage without excessive lender fees.