SecondMortgageOutlet.com provides mortgage information at no cost to you. SecondMortgageOutlet.com will not charge or seek fees of any kind from you. SecondMortgageOutlet.com receives fees from lending partners and may be paid by the lender based on the value of the Mortgage Loan or related servicing rights in the market place or other services, goods or facilities performed or provided by us to the lender. This agreement remains in effect only as long as you seek to use the services offered by SecondMortgageOutlet.com. You may discontinue this relationship at any time, without notice, at no cost or penalty to you. SecondMortgageOutlet.com does not otherwise represent the interests of either you or the participating Lenders and does not select a loan product for you.
SecondMortgageOutlet.com will not act as your lender or credit provider. SecondMortgageOutlet.com will pass along your inquiry to our lending partners and our lending partners will contact you with their offers. While we seek to help you meet your financial needs, we do not distribute the products of all lenders or investors in the market and cannot guarantee the lowest price or best terms available in the market. SecondMortgageOutlet.com receives fees from lending partners and may be paid by the lender based on the value of the loan or related servicing rights in the market place or other services, goods or facilities performed or provided by us to the lender.
This site exercises best efforts at all times to preserve and otherwise respect each visitor's privacy. The exact security measures for implementing this policy are stated below. Notwithstanding the foregoing, you, the visitor, hereby acknowledge by continuing to visit this site that there is a risk your privacy may be compromised by computer and/or human error. You acknowledge, further, that if your privacy is so compromised you will not, in any event, be entitled to any damages or other relief from the owner/operator of this site.
The owner/operator of this site is not and cannot be found liable to any visitor for any reason, even if the visitor sustains actual damages. By continuing to use this site, you, the user, agree that said complete release is enforceable in all respects.
Information We Collect and How It's Used
Loan Request Information transmitted to a broker/lender or other fulfillment entity becomes the property of that broker/lender or fulfillment entity, in addition to SecondMortgageOutlet.com. The information is used to process your financing application.
To process your quote request, we require your name, phone number, email address, mortgage balance (if any) and estimated financial information such as debts, salary, credit, etc . This information is used by the lenders in our network to provide accurate loan quotes and to contact you with rates and terms. We DO NOT REQUIRE your social security number.
SecondMortgageOutlet.com website was designed by an independent firm designed to gather consumer requests for loan information or pre-approvals and transfer them in a timely manner to licensed mortgage professionals who purchase this information for their business. These mortgage professionals contact the consumer directly regarding their specific needs. We guarantee that all information submitted through this web site is strictly confidential.
Further, we guarantee that all information submitted through SecondMortgageOutlet.com is transferred to no more than four licensed professionals who are either: a specialist for the selected loan type, or local to the consumer. Not all lenders will offer a program that is right for you.
We also reserve the right to share your personal information with our affiliated companies in order to identify other products or services in which you may have interest, to improve your user experience and generally to engage in market research and for other internal business purposes. We may also use your personal information to prepare reports on site usage, purchase history or other demographic factors for sale or distribution to others. Those reports are aggregated and include no personally identifying information. We may also use your personal information to send you email or postal communications regarding products or services offered by us or by third parties with whom we have relationships in which we think you may be interested. We do not share, sell, trade or rent your personal information to third parties for unknown reasons. You may at any time choose not to receive promotional emails from us by contacting through our contact page or emailing us at contact at SecondMortgageOutlet.com.
We will honor all requests immediately to remove any consumer from any marketing campaign that we operate, if any. Further, if there are any questions as to any part of our privacy/disclosure policy, please e-mail us directly at contact at SecondMortgageOutlet.com for more information.
We use your IP address to help diagnose problems with our server, and to administer our Web site only.
This site contains links to other sites. SecondMortgageOutlet.com is not responsible for the privacy practices or the content of those Web sites.
Our site uses an order form for customers to request information, products, and services. We collect visitor's contact information (like their email address). Contact information from the order form is never used to send promotional material from any of our partners or reputable third parties that may be of interest to our customers. The customer's contact information is also used to get in touch with the visitor when necessary. Users may opt-out of receiving future mailings; see the choice/opt-out section below.
By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.
Some of our sites offer security measures in place to protect the loss, misuse and alteration of the information under our control. We offer all personal data transmission through HTTPS, a secure Internet communications protocol. Our security certificate is issued by Thawte USA. For more information visit http://thawte.com/corporate/cps/cps.html. If you do not see a Valid Thawte USA certificate on this site, we cannot be not liable for any data comprised upon submission.
SecondMortgageOutlet.com recognizes the privacy interests of children and we encourage parents and guardians to take an active role in their children's online activities and interests. This Site is not intended for children under the age of 13. SecondMortgageOutlet.com does not target its Services or this Site to children under 13. SecondMortgageOutlet.com does not knowingly collect personally identifiable information from children under the age of 13.
We may use small text files called cookies to improve overall Site experience. A cookie is a piece of data stored on the user's hard drive containing information about the user. Cookies generally do not permit us to personally identify you.
The Site may track the total number of visitors to our Site, the number of visitors to each page of our Site, browser type, and IP addresses, and we may analyze this data for trends and statistics in the aggregate, but such information will be maintained, used and disclosed in aggregate form only and it will not contain personally identifiable information. We may use such aggregate information to analyze trends, administer the Site, track users' movement, and gather broad demographic information for aggregate use.
Our site provides users the opportunity to opt-out of receiving communications from us and our partners at the point where we request information about the visitor. This site gives users the following options for removing their information from our database to not receive future communications. visit https://www.secondmortgageoutlet.com/contact.html
This site gives users the following options for changing and modifying information previously provided. visit https://www.secondmortgageoutlet.com/contact.html
Resolution of Disputes
Resolution of Disputes. If any dispute regarding any matter whatsoever arises between a visitor and the owner/operator of this site, that dispute must be resolved by arbitration as herein provided. First, the person making a claim must provide written notice of that claim to the other party within thirty (30) days after the claiming party learns that he/she/it may have a claim. Failure to provide said thirty (30) day notice shall result in the complete release and extinguishment of the alleged claim. If said thirty (30) day notice is timely provided then the claiming party must notify the American Arbitration Association in San Diego, California and otherwise file the claim with the American Arbitration Association within thirty (30) days after the date of the thirty (30) day complaint letter. Said arbitration must then be resolved formally within thirty (30) days after submittal of the claim to the American Arbitration Association. Whatever fees must be paid to the American Arbitration Association shall be the complete responsibility of the claiming party. By continuing to use this site, you, as a visitor, agree that the foregoing dispute resolution process is fair and reasonable in all respects.
Contacting the Web Site
If you have any questions about this legal/privacy statement, the practices of this site, or your dealings with this Web site, you can email Contact at SecondMortgageOutlet.com
Users Outside of the United States